*Homeowner Nebraska Furniture Mart (NFM) $3,000 Gift card offer available to customers that contract on a home from the First Texas Family of Homes on or after 01/01/2020 through 12/31/2020. Buyer must finance their new First Texas Home, Gallery Custom Home, or Harwood Home with the American Dream Team (Branch 681) at Supreme Lending to be eligible to receive a *$3,000 Gift Card to Nebraska Furniture Mart (NFM). Nebraska Furniture Mart (NFM) Gift card offer available to customers that contract on a First Texas Home on or after 09/30/2019 through 12/31/2020. Gift Card will be available ten business days after closing your home loan. One Gift Card per contracted home. Savings statements are based on Suggested Retail unless otherwise noted. We make no claims to having sold products at Suggested Retail Price. Due to manufacturers restrictions, individual items and brands are excluded from this sale. Excludes internet available-to-order items, Ekornes, Thomasville, case goods from Henredon, Lexington and Century, select American Leather collections, Weber Grills, Karastan, down and down alternative comforters, most adjustable bases, mattress pads, bed linens, Protect-A-Bed, Guardsman, window treatments, extended warranties, installation, special orders, Super Buys, clearance items and See’s Candies. Promotion can only be combined with other offers in this ad. Delivery, haul-away, and installation promotional offers are limited to Omaha, Kansas City, and Dallas/Fort Worth metro delivery areas. Items must be in stock at purchase location for next-day delivery. Driveway delivery items are delivered to your driveway in their factory packaging. Installation and assembly are extra and not available in all areas. White glove delivery, contractor sales, gun safes, clearance items, and internet available-to-order items are excluded. Terms and offers are subject to change without notice.

**Closing cost offer is based on a one percent (1%) lender credit of the loan amount not to exceed $5,000.00. Closing cost credit is capped at (1%), the maximum amount of closing cost credit available is five thousand dollars ($5,000.00) in all circumstances regardless of loan amount. Closing cost provided as a lender credit at closing. Acceptable closing costs are lenders and owner's title policies, home owner’s insurance, property tax, prepaid interest, escrow fees, and loan origination fees. Offer only available for 30 year fixed first-lien mortgages. Limited to FHA, VA, and Conventional Loans only. Offer excludes USDA, Brokered, Jumbo, and Down Payment Assistance loan programs. The loan must close with the American Dream Team (Branch 681) of Supreme Lending to be eligible. Not available in all states or locations. Not valid with other promotional offers. You must apply by 12/31/2020 to be eligible for the Closing Cost Credit offer. Borrower is responsible for the down payment. Lender Credit will be reflected on the Closing Disclosure. Lender credit is subject to loan program minimum contribution requirements. Terms are subject to change at any time without notice.